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 August 1, 2024, Hidden Finance Charge Scheme: A major consumer class action lawsuit alleges that Exeter colluded with used car dealerships to artificially inflate vehicle prices. The lawsuit claims these markups hid secret financing fees, violating federal lending transparency laws 

 Illegal "Convenience" Payment Fees: Attorneys are initiating mass legal actions against Exeter for charging undisclosed processing fees when consumers pay their car notes online. These illegal "convenience fees" allegedly violate the original loan contracts 

 Data Breach Lawsuits: Following a massive cyber leak, class-action firms filed lawsuits against Exeter for failing to secure borrowers' personal and financial data 

 Debt Collection and Repossession Violations: Federal dockets feature countless individual lawsuits—such as Wilford v. Exeter Finance LLC and Irvin v. Exeter Finance—claiming the company repeatedly violates the Fair Debt Collection Practices Act (FDCPA) through relentless harassment and illegal repo practices